Car insurance

Temporary Car Insurance For Young Drivers

Why young drivers might need temporary car insurance

Temporary car insurance for young drivers is an innovation that offers the freedom which young people desire at a price which they can afford. You have just passed your test and are begging your mum or dad to let you go on their car insurance as a named driver. They are a little dubious as they have worked for years trying to keep their no claims bonus’ down and as a result they have got a good deal on insurance and don’t want to jeopardise it. Fair enough as it has been proved new drivers and drivers under the age of 21 are more likely to have an accident. There is however an option that they possibly don’t know about; temporary car insurance for young drivers. This sort of policy will enable you to begin to build up your own no claims and stay well away from theirs even if your are driving their car. You are also able to insure the car for as little as 24 hours; however you will obviously want it a little longer! You can insure the car for a predetermined amount of time or ensure it week by week. Then you will be able to save up for your own car and give your parents back theirs.

Building up your own no claims is very important if you wish to have your own car one day as then you will be able to get cheaper car insurance deals. If you can’t convince your parents that temporary car insurance for young drivers is a brilliant idea remind them that they are able to stop the policy if they think that you are driving unsafe or recklessly. Driving your parent’s car is also a great way to get your confidence on the road in a car that you and your parents know and can trust. There are a lot of people who sell their dodgy cars to naïve young people and as a result they are more prone to breakdowns and crashes. That is not the sort of first car you want to put your trust in.

If you are still learning you are able to get insured on your parent’s car and can drive with learner plates and them in the passenger seat. This is a brilliant way to get in some extra hours of driving without paying an instructor too much of your hand earned cash. Even though your parents are insured you still have to be however you will only need to be temporarily insured as you don’t intend to be driving with learner plates forever. The only requirements are that you are over seventeen and hold a provisional drivers licence.

If you are someone with travelling plans you will not want to commit yourself to a whole year’s insurance which is why temporary car insurance for young drivers will be perfect for you. Why don’t you take out a temporary policy arranged to finish the day you leave for your travels. Then when you are away you won’t be paying for a car you are not using.

Get FREE Quotes (UK)