Car insurance

Short Term Car Insurance

Short Term Car Insurance in the UK

There are points in our lives where we only need short term car insurance. Maybe you have a friend staying or your children are back from university for the half term and request full access to your car. Many car insurers only offer twelve month commitment however that is far too much money and time if your friend, your son or daughter only need the car for a few weeks maximum. You are able to find companies which offer short term car insurance so you have the freedom to choose the weeks or even days which you wish to insure your car for.

There are many benefits to using short term car insurance. The named driver will not jeopardise your no claims if he/she were to have an accident, so you will have the peace of mind that your well earned no claims will be untouched. However if you only add a named driver to your policy you will be at risk of losing your no claims bonus even if you were not driving the car. After being so careful to build them up the last thing you want is to lose them through no fault of your own.

If you live in another country most of the time and only wish to have a car insured when you are back in the UK then short term auto insurance is your best option. You will be saving massive amounts of money.

If you are buying a new car from a dealership and haven’t had time to sort out a policy you can insure your car temporally. This means you can legally drive your brand new car home that same day and then show it off to your friends until your sort out your permanent policy.

There is also the option available to ensure your car for as little as one day. This is ideal if you are getting a new car or have a guest who requires the use of the vehicle. By ensuring your car on a day by day basis you can tailor your car insurance to suit you and your situation. You will find you can insure your car for one to twenty eight days which is ideal if the person you want to ensure is not staying for long. It is quick and easy to set up short term car insurance so that the person insured can be out in the car that very same day.

The one to twenty eight days policy is also a good idea if you are going to be driving a van for a few days or weeks. Maybe you are moving home or need a van for work with the 1-28 days policy you will be able to make sure you are driving legally.

The only restrictions on short term car insurance is that you will require a full UK driving licence and to be of the correct age to drive. Short term policies are perfect for people who don’t want to waste money being insured in a car they are not driving.

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